MELBOURNE MORTGAGE BROKER FOR FIRST-HOME BUYERS
Your first home.
Less head-scratching.
More direction.
You’ve saved a few listings. Maybe watched a lot of reels. But the deposit, the loan and the “can I actually do this?” still need a proper conversation.
I’m Yash. I’ll help you understand your options and work through the home-loan process, one step at a time.
Based in Truganina. Helping first-home buyers across Melbourne.
BIG QUESTIONS.
Human answers.
A LITTLE CLARITY GOES A LONG WAY
Saved the listing?
Let’s look at the numbers.
Three tools to help you find your starting point.
No need to open another spreadsheet.
You’ve suffered enough.
01 / DEPOSIT
Can I Buy This House?
Compare deposit scenarios, indicative loan amounts and the gap you may need to cover.
02 / BENEFITS
Find My Grants & Schemes
Explore potential benefits, including how residency can affect your options.
03 / UPFRONT COSTS
What Will It Cost Upfront?
The deposit gets all the attention. Other purchase costs would also like a word.
Open the interactive buyer tools
TWO PATHS. ONE BIG MILESTONE.
Buy your first home.
Or build it.
Found an established home you love? Looking at land and a builder? Your first-home journey can take different shapes. I’ll help you understand the finance steps for yours.
Buying an established home
You find a home you love. I help you understand your budget, compare loan options and manage the finance application through to settlement.
Buying land and building
You choose the land and builder. I help plan the land and construction finance, explain what the lender needs and guide you through the loan steps.
Hey, I’m Yash.
A REAL PERSON FOR THE BIG QUESTIONS
Serious about your home loan.
Easy to have a conversation with.
Buying my own home showed me how complicated the process can feel. I became a mortgage broker to offer the clear, personal guidance I wished I’d had.
Based in Truganina, I help first-home buyers across Melbourne understand their loan options and navigate the application process.
My approach is straightforward: understand what matters to you, explain the options clearly and help you work through what comes next. There’s room for a laugh along the way, too.
Truganina · Tarneit · Werribee · Point Cook · Williams Landing · Across Melbourne
MORE THAN ONE LENDER TO CONSIDER
Different lenders.
Options worth exploring.
Some of the lenders
I work with.
Commonwealth Bank (CommBank) · Firstmac · La Trobe Financial · MyState Bank · Paramount · Pepper Money · RedZed · Resimac · St.George · Suncorp Bank · AMP · Australian Military Bank · Auswide Bank · Bank of China · Bank of Melbourne · BankSA · Better Choice · Better Mortgage
Lender options depend on your circumstances, property and loan needs. Not every lender participates in government schemes or supports every scenario.
REAL PEOPLE. REAL FIRST STEPS.
What’s it like working with me?
Let’s ask someone who has.
“proper explanation on each step”
Google review excerpt
“We truly appreciate your patience and effort”
Google review excerpt
“Yash explained everything simply”
Google review excerpt
FROM “ONE DAY” TO MOVING DAY
A big milestone.
Broken into manageable steps.
Start with a conversation
Tell me your plans. I’ll review your starting point and explain the next steps.
Work out your options
I’ll compare suitable loan options and help check potential benefits. You choose the home, or land and builder.
Get the application moving
I’ll prepare and lodge your application, liaise with the lender and explain what it needs from you.
Work towards your home
I’ll help with the remaining finance steps towards settlement or construction funding. Your conveyancer and builder handle their parts.
Pre-approval is conditional. Confirm your finance position before committing to a purchase.
THE HELP WORTH KNOWING ABOUT
There may be help.
Let’s find out what actually applies.
There are different kinds of help, and each has its own rules. I’ll help you understand which may fit your situation.
You don’t need to untangle them all before we talk.
Eligibility depends on your circumstances and each benefit’s rules. Loan approval is assessed separately. Sources & assumptions ↓
OTHER LENDING NEEDS
Already have your
first set of keys?
I can also help you explore refinancing and investment lending.
Different plans. Same straightforward conversations.
Refinancing
Review your rate, fees and features—and whether your loan still fits.
Investment lending
Explore the finance for your next property, with your wider plans in mind.
YOUR QUESTIONS ARE A GOOD PLACE TO START.
You bring the questions.
I’ll put the jargon away.
First home on your mind? Let’s work out where you’re starting and what needs to happen next.
Opens the existing Google Form in a new tab.