LOANS WITH YASH / MELBOURNE
Your first home starts with a conversation.
You don’t need every answer—or a property picked out—to get started.
I HELP YOU MAKE SENSE OF THE FINANCE
You bring your plans.
I’ll help with the next steps.
We’ll start with your savings, income, debts and what you want to buy. I’ll explain suitable lending options, potential benefits and what needs checking before you commit.
You choose the property or builder. I prepare and manage the loan application, liaise with the lender and help you understand what it needs from you.
Buying an established home
From your first borrowing questions to the loan steps for settlement, see what I handle and your part in the journey.
Buying land and building
Land, builder and finance timing need to fit together. I help you understand the lender’s requirements before you commit.
Good questions to start with.
It depends on the property, lender and any eligible low-deposit pathway. We’ll look at your deposit and purchase costs together. The tools offer a useful first illustration; I’ll help you check your own position.
Explore the buyer tools ↗Potentially. We check the Australian Government 5% Deposit Scheme, First Home Owner Grant and Victorian First Home Buyer Stamp Duty Exemption or Concession separately. Residency is one part of each assessment.
Understand potential benefits ↗A conditional indication from a lender, subject to its requirements. It is not a guarantee that a particular property or final loan will be approved. I’ll explain the conditions and what still needs checking.
I manage the loan application and lender communication within my role as your broker. You still provide information and sign documents, and some lender requests may need a direct response. I’ll explain what’s needed so you know your part.